RV Insurance

RVers encounter unique experiences on the road. Whether you have a camper, motor home, or trailer it's important to have the right insurance for all of your adventures. If you're new to RVing, a snowbird, or it's your home on wheels, it can be challenging to find the right coverage. Whatever your RV needs are, Auto Policy Market can connect you to insurance companies that know how to protect your ride.

Do you need RV insurance?

Similarly to car insurance, most states require that you have liability insurance for your RV.

How much does RV insurance cost?

Depending on what kind of RV you ride, premiums can cost anywhere from under $100 to significantly more. Like auto insurance is for a luxury vehicle, RV insurance is the same for a high-end Class A motorhome.

Some factors that influence the cost of insurance are: state's insurance requirements, your driving history, and your individual RV needs. Due to the unique risks that RVs face, additional protection is offered. Some of these policies are:

  • Medical: helps to cover medical costs for you or your passenger in the event of an accident
  • Collision: helps pays for repair costs if your RV gets damaged in an accident
  • Bodily Injury: offer protection if you get into an accident and the other party get injured
  • Property Damage: will help pay for the cost of repairs if your RV or trailer damages another person's property

Other tips about RVs

While you might not be able to predict or prevent every problem you may experience with your RV, there are ways you can mitigate them. Things like checking your tires regularly, replacing sealant around the windows, and inspecting your batteries to make sure they are clean and moisture-free is a good way to ensure you have a smooth and safe ride.

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